FMFCU Membership for Life®
Membership – Individual
When you become a member of Franklin Mint Federal Credit Union, you’ll enjoy FMFCU Membership for Life® for you and your family. That means, even if you should change jobs or move out of the area, you’ll always have access to FMFCU’s full line of financial products and services – anytime, anywhere.
Membership – Business Partners
For organizations wanting to offer the benefit of credit union membership to their employees, please visit our Business Partners page.
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Eligibility
Credit unions are unique financial institutions, made up of sponsoring or partnering organizations. As a rule, all persons must meet eligibility requirements to become a member.
You are eligible for FMFCU membership, if:
- You or an immediate family member is an employee of, a member of, or attends any of our partner organizations. Our partner organizations include companies, firms, associations, churches, schools, and more.
- You live, work, worship, volunteer, attend school, or regularly conduct business in the following locales: Borough of West Chester, City of Chester, selected areas in Norristown, Southeastern Delaware County, and Northern New Castle County. Members of our FMFCU Foundation are also eligible to join.
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Better Rates and Fewer Fees
Credit unions are not-for-profit financial cooperatives owned by their members. Therefore, there are no shareholders to share profits with. Instead, profits are passed on to our members in the form of higher deposit rates, lower loan rates, and fewer fees.
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Unparalleled Member Service
We strive to provide Speed, Service, and Convenience in everything we do. Our employees value our members and welcome every opportunity to serve them. Our members receive the best in personal service and benefit from our guidance.
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Complete Financial Services
FMFCU is a full-service financial institution, with the very best in deposit and loan products, mortgages, life insurance, college planning, and retirement planning.
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Guidance, Help, and Counseling
Personal guidance and help is what sets us apart from other banks and credit unions. We exist to serve our members and make it a priority to help them through every financial life stage. A well-qualified, in-house staff, resources, and partnerships offer a wide range of assistance for members.
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Convenient Banking Hours
Not everyone handles their finances during a standard set of business hours. FMFCU is proud to offer numerous branches that are open six days a week with extended evening hours. Free Online Banking and Bill Pay services, telephone banking, and a Member Service Call Center are available so members can manage their finances day or night.
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Support for the Community
Supporting the communities we serve is part of our philosophy. From credit counseling services for individuals and financial literacy seminars to sponsoring important charitable events, FMFCU takes pride in being able to help and make a positive difference in our community.
Benefits