Wealth Management

Mint Wealth Advisors

Mint Wealth Advisors is located at Franklin Mint Federal Credit Union. Financial advisors get to know you and your financial goals, then customize information and guidance to help you work towards them. Services include:

• Financial analysis of your unique needs and goals
• Investment advice to select a plan that’s suitable for you
• Retirement planning including IRAs, Annuities, and Pension Plans
• College planning
• Estate planning and wealth transfer
• Protecting assets through life, disability, and long-term care insurance
• Business planning including SEP, 401(k), Solo(k), and more

Go to Mint Wealth Advisors Web Site

• College Planning

  Whether they want to be an astronaut, a doctor, or a lawyer, parents are always encouraging kids to aspire to be all they can be. Parents can actually help make their child’s dreams come true, but not always easily.

   

  Parents are concerned about the cost of higher education and how to pay for it. Kids grow up fast and tuition costs are growing almost as fast as your kids are, more than tripling in the past 20 years. The good news is, with the advantage of time, there are numerous options to work toward your goal of sending a child to college.

   

  Financial Advisors can answer all your questions and give an honest assessment of your options. There are many ways to pay for college and a solid college savings plan, including a Coverdell Education Savings Plan, may be the suitable choice for you. Identify your specific goals, risk tolerance level, and time frame, and we can develop the right plan for your child’s future.

• Estate Planning

  Ensuring assets are passed to beneficiaries with maximum privacy and minimum taxes is a loving thing to do. A million dollar estate is not needed to benefit from estate planning.

   

  Financial Advisors aim to create a more tax-advantaged plan that passes your assets and properties to your heirs just as intended.

   

  Mint Wealth Advisors and LPL Financial do not provide legal advice or services. Please consult your legal advisor regarding your specific situation.

• Retirement Planning

  Is your portfolio on a course that’s destined to lead to a retirement income shortfall? Consider these strategies that can help improve your long-term outlook.

   

  During Your Working Years
  Determine an appropriate time frame for applying for Social Security benefits. If you plan to apply before your so-called “full retirement age,” then you can expect to receive lower monthly benefits. Delaying your application could increase your benefits. Contact Social Security at least three months before retirement to apply for benefits.

   

  When You Reach Retirement
  Make arrangements for your retirement account distribution strategies. If you participate in a workplace retirement plan, contact your employer’s human resources office to learn what withdrawal options are available to you. Once you have that information handy, you’ll need to decide whether to begin withdrawing money from your taxable accounts first or from tax-deferred accounts first.

   

  Keep in mind that the IRS requires most retirement savers to begin taking withdrawals known as required minimum distributions (“RMDs”) from employer-sponsored retirement accounts and traditional IRAs after reaching age 72. If you don’t take your RMDs, you could be forced to pay substantial tax penalties. RMD rules recently became less complex, but it’s still important that you understand them and implement an appropriate distribution strategy.

   

  All Retirement Investors
  Review your post retirement medical insurance needs. For example, you might want to think about purchasing coverage to supplement Medicare benefits.

   

  Your retirement security is very important. A smart first step to keeping your retirement strategies on track is to contact a Financial Advisor.

• 401K Rollover Services

  Need help with an old 401K? Have you recently changed jobs, retired, or have a retirement plan at another institution?

   

  Financial Advisors would be glad to discuss options available:

  • Leave the money in former employer’s plan, if permitted;
  • Rollover assets to new employer’s plan, if one is available and rollovers are permitted;
  • Rollover to an IRA; or
  • Cash out the account value

   

  To schedule a no obligation appointment today, contact a Financial Advisor
  or call 484-259-1960.

Contact a Financial Advisor for a Complimentary Consultation

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and dealer-broker (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Franklin Mint Federal Credit Union and Mint Wealth Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Mint Wealth Advisors, and may also be employees of Franklin Mint Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Franklin Mint Federal Credit Union or Mint Wealth Advisors. Securities and insurance offered through LPL or its affiliates are:

*The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: NJ, PA, NY, DE, AZ, MI, FL, MD, TX, VA, GA, NC.