Personal Loans
FMFCU Personal Loans and Personal Lines of Credit are general purpose loans used to cover a vacation, medical bills, unexpected home or auto repairs, or help with everyday bills. It’s easy to apply.
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Personal Loans
A FMFCU personal loan is a great way to make things happen in your life.
How can you use a personal loan?
- Debt Consolidation – get rid of those higher-interest credit cards
- Making home improvements – new roof, new kitchen, and many more possibilities
- Planning a special vacation – take the trip you’ve always wanted
- Relocation – use your loan for hauling or packing your stuff
Features include:
- Competitive, fixed rate and fixed monthly payments
- Terms up to 60 months
- No collateral required
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Personal Line of Credit/Overdraft Protection
For those smaller reoccurring loan requests, FMFCU has a personal line of credit.
How can you use a personal line of credit?
- Debt Consolidation – get rid of those higher-interest credit cards
- Making home improvements – new roof, new kitchen, and many more possibilities
- Planning a special vacation – take the trip you’ve always wanted
- Relocation – use your loan for hauling or packing your stuff
Features include:
- Overdraft protection
- Get cash advance from your line through an ATM or Online/Mobile Banking
- No cash advance fees or annual fee
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Share Secured Personal Loans
No credit history? Credit problems in the past? A Share Secured Loan may be the solution. Deposit a specified amount into an FMFCU account for safekeeping and, depending on the amount borrowed, the loan will be secured by the money in your account.
- Terms to fit your budget
- Competitive rates
- Fixed rate of interest
- Quick approvals
Call the Member Service Center at 610-325-5100 for details or to apply.
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Paying for College?
FMFCU offers in-school student loans AND refinancing of existing student loans through a partnership between FMFCU and LendKey. These loans provide extensive benefits, including 0.25% interest rate reduction with automatic payments and cosigner release available for creditworthy borrowers after 12 consecutive on-time principle and interest payments. Learn more or apply.
Exhausted all other options for financial aid and federal student loans? Use an FMFCU personal loan to help cover the costs of paying for college. By using a personal loan, you can often borrow more money than available through traditional student loans.