Personal Loans

FMFCU Personal Loans and Personal Lines of Credit are general purpose loans used to cover a vacation, medical bills, unexpected home or auto repairs, or help with everyday bills. It’s easy to apply.

• Personal Loans

  A FMFCU unsecured personal loan can help with debt consolidation, making home improvements, or planning a special vacation. Features include:

  • General purpose installment loans
  • Terms up to 60 months
  • No collateral required
• Personal Line of Credit/Overdraft Protection

  For those smaller reoccurring loan requests, FMFCU has a personal line of credit.

  • General purpose line of credit
  • Overdraft protection
  • Cash advance through ATM or e-Banking
  • No cash advance fees or annual fee
• Share Secured Personal Loans

  No credit history? Credit problems in the past? A Share Secured Loan may be the solution. Deposit a specified amount into an FMFCU account for safekeeping and, depending on the amount borrowed, the loan will be secured by the money in your account.

  • Terms to fit your budget
  • Competitive rates
  • Fixed rate of interest
  • Quick approvals

   

  Call the Member Service Center at 610-325-5100 for details or to apply.

• Paying for College?

  Exhausted all other options for financial aid and federal student loans? Use an FMFCU personal loan to help cover the costs of paying for college. By using a personal loan, you can often borrow more money than available through traditional student loans.

  
  

  Don’t forget to also consider In-school student loans and refinancing existing student loans through a partnership between FMFCU and LendKey. These loans provide extensive benefits, including 0.25% interest rate reduction with automatic payments and cosigner release available for creditworthy borrowers after 12 consecutive on-time principle and interest payments. Learn more or apply.