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Ready to Apply?

APPLY FOR A PERSONAL LOAN

Top Personal Loan FAQs

More FAQS

Proto Family - Members Since 2016

FMFCU Personal Loans and Personal Lines of Credit are general purpose loans used to cover a vacation, medical bills, unexpected home or auto repairs, or help with everyday bills. It’s easy to apply.

  • Personal Loans

    A FMFCU personal loan is a great way to make things happen in your life.

     

    How can you use a personal loan?

     

    • Debt Consolidation – get rid of those higher-interest credit cards
    • Making home improvements – new roof, new kitchen, and many more possibilities
    • Planning a special vacation – take the trip you’ve always wanted
    • Relocation – use your loan for hauling or packing your stuff

     

    Features include:

     

    • Competitive, fixed rate and fixed monthly payments
    • Terms up to 60 months
    • No collateral required

     

    Apply Now

  • Personal Line of Credit/Overdraft Protection

    For those smaller reoccurring loan requests, FMFCU has a personal line of credit.

     

    How can you use a personal line of credit?

     

    • Debt Consolidation – get rid of those higher-interest credit cards
    • Making home improvements – new roof, new kitchen, and many more possibilities
    • Planning a special vacation – take the trip you’ve always wanted
    • Relocation – use your loan for hauling or packing your stuff

     

    Features include:

     

    • Overdraft protection
    • Get cash advance from your line through an ATM or Online/Mobile Banking
    • No cash advance fees or annual fee

     

    Apply Now

  • Share Secured Personal Loans

    No credit history? Credit problems in the past? A Share Secured Personal Loan may be the solution. Just deposit a specified amount into an FMFCU account for safekeeping and, depending on the amount borrowed, the loan will be secured by the money in your account.  You continue to earn dividends on your share account during the term of the loan. Loan payment performance will be reported to Credit Reporting Agencies and may assist in developing a positive credit profile.

     

    Product details:

     

    • Terms: 1-60 months
    • Minimum: $500.00
    • Maximum: 100% of Secured Share Account
    • Collateral: primary share (savings) account or certificate. Collateral is held at 100% of loan balance. As you pay the loan back, funds will gradually become available on the collateral.
    • Interest rate: 2% over the savings or certificate APY (annual percentage yield) regardless of prime rate
    • Terms: 1-60 months

     

    Call the Member Service Center at 610-325-5100 for details or to apply.

  • Paying for College?

    FMFCU offers in-school student loans AND refinancing of existing student loans through a partnership between FMFCU and LendKey. These loans provide extensive benefits, including 0.25% interest rate reduction with automatic payments and cosigner release available for creditworthy borrowers after 12 consecutive on-time principle and interest payments.

    Learn more or apply

     

    Exhausted all other options for financial aid and federal student loans? Use an FMFCU personal loan to help cover the costs of paying for college. By using a personal loan, you can often borrow more money than available through traditional student loans.

Routing Number
231382306

Member Service Center
610-325-5100 (Local)
800-220-3193 (Outside PA)

Corporate Office
5 Hillman Drive, Suite 100
Chadds Ford, PA 19317-9998

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