AnytimeDeposit

Deposit your checks anytime, anywhere with AnytimeDeposit! AnytimeDeposit is easier and more convenient than making a trip to a branch, and frees you up to manage your busy life.   AnytimeDeposit is secure, easy to use and convenient. It is available as a button within FMFCU’s Mobile Banking app available in the iTunes App Store and Google Play for Android. AnytimeDeposit only available for Android or Apple devices.

Features and Benefits:

• $10,000 daily check limit.
• Deposit eligible checks directly into your account using your Android or Apple mobile device.
• Take photos of the front and back of your check and submit. It’s that easy.
• Get confirmation on your phone for each successful deposit.
• You can save time and money with fewer trips to an ATM/ITM or branch.

Important: Retain the check for a minimum of seven (7) days after the deposit in case it must be returned prior to processing.

Watch the How To Video!

Simply follow the steps below to make your first mobile deposit:

• Sign into FMFCU’s Mobile App
• Tap Menu at the top left
• Select Transactions and select Mobile Deposit Enrollment
• Once enrolled, log off and log back in. The “Deposit A Check” icon appears on the login screen and under the Menu button
• Make sure to sign the back of the check and endorse with: “For FMFCU Mobile Deposit Only”

Best practices to ensure your check is accepted:

• Flatten check to get rid of wrinkles.
• Place check on a dark, non-reflective surface. The area should be well-lit.
• Hold phone flat above check and make sure the camera is in focus.
• Ensure the image is not too small.
• Sign the back of the check and write For FMFCU Mobile Deposit Only.

The following items are not eligible for AnytimeDeposit:

• Checks payable to any person or entity other than you (third party)
• Post-dated checks
• Stale-dated checks (older than six months)
• Checks containing an obvious alteration to any field
• Checks not payable in U.S. currency
• Items drawn on financial institutions located outside the United States
• Savings bonds
• Travelers checks
• Amex Gift Cheques
• Items previously converted to a substitute check
• Cash