Choose to partner with Franklin Mint Federal Credit Union and add the advantages of credit union membership to your employees’ benefits package, at no cost! A FMFCU business partnership means more than just a place for employees to deposit paychecks. Unlike other financial institutions, credit unions are built on the philosophy of “people helping people” – a cooperative spirit that means your employees can build a financial future.
Benefits of Partnering with FMFCU
Any bank can offer financial products and services, but few can match the value and commitment we bring to our partner organizations and their employees. A FMFCU membership is more than just another benefit, it’s something better. And, it’s all at no cost to your organization.
Better Rates and Fewer Fees
Credit unions are not-for-profit financial cooperatives owned by their members, not by shareholders. Profits are passed on to members in higher deposit rates, lower loan rates, and fewer fees.
Unparalleled Member Services
Our employees welcome every opportunity to serve our members. Your employees receive the best in personal service and benefit from the guidance FMFCU provides.
Complete Financial Services
FMFCU is a full-service financial institution, offering the very best in deposit and loan products, mortgages, life insurance, college planning, and retirement planning. FMFCU’s one-stop shop serves all of your employees’ needs.
Guidance, Help, and Counseling
Personal guidance and help sets us apart from other banks and credit unions. Our priority is to help our members through every financial life-stage. In addition to our well-qualified in-house staff, we have collected resources and formed partnerships that offer a wide range of member assistance.
Convenient Banking and Evening Hours
We understand the needs of service industry workers who work various shifts. FMFCU is proud to offer numerous branches, some open six days with extended evening hours. Free Online Banking and Bill Pay, mobile banking, telephone banking, and a Member Service Call Center are also available so members can manage their finances day or night.
Comprehensive Relocation Services
Moving can be challenging, but our professional mortgage advisors provide options to suit every budget, along with the ease and convenience of online applications. Your employees will work with the same mortgage loan officer from application to closing. There are no commitment or processing fees and our lender fees for underwriting and document preparation are among the lowest in the industry. Connections with qualified local real estate brokers can assist your employees with information about residential locations in our serving area.
You can also expect above-average service when you work with the professional staff at FMFCU. In addition to your mortgage loan, you’ll have access to:
- Quantitative analysis of mortgage options to determine the lowest possible payments.
- On-site counseling with same day credit decisions.
- Educational seminars regarding relevant mortgage topics.
- The elimination of fees associated with the applications, commitment, processing, underwriting and document preparation for qualified members.
- Loan officers available to attend your employees’ mortgage closings as an added personal touch and as part of our service mission.
Support for the Community
Supporting the communities we serve is part of our philosophy. From credit counseling services for individuals, through financial literacy seminars, and sponsoring important charitable events, FMFCU takes pride in being able to help and make a positive difference in the community.
Munch & Lunch at Work Programs
As an FMFCU Partner, you have access to another level of “Speed, Service and Convenience” that is rare in today’s financial world, the Munch & Learn @ Work program. This menu of financial workshops is offered at NO COST. An FMFCU field expert will come to your lunchroom and present a fun and informative workshop to anyone who wishes to participate, and we’ll bring the lunch, too! We feel these workshops can help your group become financially secure which will increase loyalty and appreciation to your business. All workshops can be altered to meet the needs of your group. If you are interested in any financial topics not listed here, please contact us. We will design a program specifically for you!
Schedule Your FREE Munch & Learn Workshop
Contact: Rick Durante
Vice President, Education
Tel: 484-259-1880 ext. 50080
Munch & Learn Topics
The Mortgage Lending Process
Learn what to expect during the mortgage process. Loan types, credit scoring, minimum down payments and documentation requirements are just a few areas that will be covered.
Gain a thorough understanding of personal banking services and how they can benefit you.
Gain an understanding of what good money management is and why it is important. Participants learn skills and ideas to help better manage money.
Participants will get a solid understanding of credit, view sample Credit Reports and take home self evaluation sheets.
Introduce parents, grandparents and others on how to get a child on their way to a paid college education.
It’s never too early or too late to start looking at your future. This program will give participants a better understanding of what is needed to be ready for it.
Surviving Your Retirement Years
For retirees looking for ways to get the most from their retirement dollars. Investment options still exist.
How does it happen and what to do if it happens to you.
Ready to Become a Business Partner?
Providing a comprehensive benefits program is important in recruiting and maintaining qualified personnel. Becoming a business partner with FMFCU is as simple as writing a letter expressing your desire to offer FMFCU membership. A sample that you can copy and paste onto your letterhead is shown below:
Franklin Mint Federal Credit Union
5 Hillman Drive, Suite 100
Chadds Ford, PA 19317-9998
We are [Company/Organization Name] located in [City, State]. We have [# of employees] full and part-time employees. Our business [Detailed description of what the business does]. Our employee/member base is made up of [Employee job description].
We are requesting that [Company/Organization] and its employees/members be included in the field of membership of Franklin Mint Federal Credit Union. We are conveniently located [# of miles] miles from [Branch name] Branch.
Authorized Representative Signature
Authorized Representative Printed Name & Title
E-mail Address (if available)
If you are an association, please provide a copy of the group’s charter and/or bylaws.
Organizations with over 2,999 employees can contact our Business Development Office at 484-259-1000 for special instructions.
What Happens Next?
These documents are received and approved by the credit union’s Board of Directors. Then they are submitted to the National Credit Union Administration (NCUA) for approval. Once approved, employees/members of these groups enjoy the full Benefits of Membership with FMFCU.
Remember that credit union membership is limited. Unless your company/organization offers it as a benefit, your members may not have an opportunity to join.