Business Partners

Choose to partner with Franklin Mint Federal Credit Union and add the advantages of credit union membership to your employees’ benefits package, at no cost! A FMFCU business partnership means more than just a place for employees to deposit paychecks. Unlike other financial institutions, credit unions are built on the philosophy of “people helping people” – a cooperative spirit that means your employees can build a financial future.

Benefits of Partnering with FMFCU

Any bank can offer financial products and services, but few can match the value and commitment we bring to our partner organizations and their employees. A FMFCU membership is more than just another benefit, it’s something better. And, it’s all at no cost to your organization.

• Better Rates and Fewer Fees

  Credit unions are not-for-profit financial cooperatives owned by their members, not by shareholders. Profits are passed on to members in higher deposit rates, lower loan rates, and fewer fees.

• Unparalleled Member Services

  Our employees welcome every opportunity to serve our members. Your employees receive the best in personal service and benefit from the guidance FMFCU provides.

• Complete Financial Services

  FMFCU is a full-service financial institution, offering the very best in deposit and loan products, mortgages, life insurance, college planning, and retirement planning. FMFCU’s one-stop shop serves all of your employees’ needs.

• Guidance, Help, and Counseling

  Personal guidance and help sets us apart from other banks and credit unions. Our priority is to help our members through every financial life-stage. In addition to our well-qualified in-house staff, we have collected resources and formed partnerships that offer a wide range of member assistance.

• Convenient Banking and Evening Hours

  We understand the needs of service industry workers who work various shifts. FMFCU is proud to offer numerous branches, some open six days with extended evening hours. Free Online Banking and Bill Pay, mobile banking, telephone banking, and a Member Service Call Center are also available so members can manage their finances day or night.

• Comprehensive Relocation Services

  Moving can be challenging, but our professional mortgage advisors provide options to suit every budget, along with the ease and convenience of online applications. Your employees will work with the same mortgage loan officer from application to closing. There are no commitment or processing fees and our lender fees for underwriting and document preparation are among the lowest in the industry. Connections with qualified local real estate brokers can assist your employees with information about residential locations in our serving area.

   

  You can also expect above-average service when you work with the professional staff at FMFCU. In addition to your mortgage loan, you’ll have access to:

   

  • Quantitative analysis of mortgage options to determine the lowest possible payments.
  • On-site counseling with same day credit decisions.
  • Educational seminars regarding relevant mortgage topics.
  • The elimination of fees associated with the applications, commitment, processing, underwriting and document preparation for qualified members.
  • Loan officers available to attend your employees’ mortgage closings as an added personal touch and as part of our service mission.
• Support for the Community

  Supporting the communities we serve is part of our philosophy. From credit counseling services for individuals, through financial literacy seminars, and sponsoring important charitable events, FMFCU takes pride in being able to help and make a positive difference in the community.

• Munch & Lunch at Work Programs

  As an FMFCU Partner, you have access to another level of “Speed, Service and Convenience” that is rare in today’s financial world, the Munch & Learn @ Work program. This menu of financial workshops is offered at NO COST. An FMFCU field expert will come to your lunchroom and present a fun and informative workshop to anyone who wishes to participate, and we’ll bring the lunch, too! We feel these workshops can help your group become financially secure which will increase loyalty and appreciation to your business. All workshops can be altered to meet the needs of your group. If you are interested in any financial topics not listed here, please contact us. We will design a program specifically for you!

   

  Schedule Your FREE Munch & Learn Workshop

   

  Contact: Rick Durante
  Vice President, Education
  Tel: 484-259-1880 ext. 50080
  email: rickd@fmfcu.org

   

   

  Munch & Learn Topics

   

  The Mortgage Lending Process

  Learn what to expect during the mortgage process. Loan types, credit scoring, minimum down payments and documentation requirements are just a few areas that will be covered.

   

  Banking Basics

  Gain a thorough understanding of personal banking services and how they can benefit you.

   

  Money Management

  Gain an understanding of what good money management is and why it is important. Participants learn skills and ideas to help better manage money.

   

  Understanding Credit

  Participants will get a solid understanding of credit, view sample Credit Reports and take home self evaluation sheets.

   

  College Planning

  Introduce parents, grandparents and others on how to get a child on their way to a paid college education.

   

  Retirement Planning

  It’s never too early or too late to start looking at your future. This program will give participants a better understanding of what is needed to be ready for it.

   

  Surviving Your Retirement Years

  For retirees looking for ways to get the most from their retirement dollars. Investment options still exist.

   

  Identity Theft

  How does it happen and what to do if it happens to you.

Ready to Become a Business Partner?

Partnership Request

Providing a comprehensive benefits program is important in recruiting and maintaining qualified personnel. Becoming a business partner with FMFCU is as simple as writing a letter expressing your desire to offer FMFCU membership. A sample that you can copy and paste onto your letterhead is shown below:

If you are an association, please provide  a copy of the group’s charter and/or bylaws. 

Organizations with over 2,999 employees can contact our Business Development Office at 484-259-1000 for special instructions.

What Happens Next?

These documents are received and approved by the credit union’s Board of Directors. Then they are submitted to the National Credit Union Administration (NCUA) for approval. Once approved, employees/members of these groups enjoy the full Benefits of Membership with FMFCU.

Remember that credit union membership is limited. Unless your company/organization offers it as a benefit, your members may not have an opportunity to join.