Personal Banking
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Checking Accounts
Bank smarter with an FMFCU checking account. Choose between free checking and a checking account that earns dividends. Either way, you’ll be eligible for FREE services; you can’t go wrong!
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Saving Accounts
Statement savings, super saver accounts, money market accounts and much more. FMFCU’s many Savings Accounts offer everyone a way to start saving.
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Certificates
FMFCU certificates offer a great way to save a short- and long-term needs. Terms vary from 3 months to 5 years and our certificate products offer high yields. Unlike some other investment options, your funds are insured by NCUA.
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IRA Accounts
A wise choice and great addition to any retirement saving strategy. Whether opening a new IRA, or rolling over from another plan, FMFCU has a retirement account that will fit your needs.
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Direct Deposit
Payroll checks, federal tax refunds, and Social Security checks can be directly deposited into a FMFCU checking or savings accounts. Whether the entire check or a portion of the check is deposited, the set up is simple.
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First Time Home Buyers
FMFCU has a variety of mortgage options for first-time homebuyers, including our FMFCU First-Time Homebuyers Discount. Finding the perfect home was the hard part; a FMFCU mortgage will be the easy part.
More Information About First Time Home Buyer Mortgage Options
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Mortgage Options
Taking the big step towards homeownership? Whether a first-time homebuyer, trading up to your forever home, or refinancing your current mortgage at a more attractive rate, FMFCU’s Mortgage Center has all the information to make the home of your dreams a reality.
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Mortgage Refinancing
Refinancing a current mortgage lowers monthly payments or terms and increases savings. Also, consolidate other debt into one monthly payment or borrow the equity in the home to make home improvements.
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Apply Online with Our Mortgage Experts
Apply for a FMFCU mortgage online, in person, or even over the phone. Whether purchasing a new home or refinancing. FMFCU’s Mortgage Officers make the mortgage process easy, quick, and efficient.
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Vehicle/Auto Loans
Whether financing a new or used car, motorcycle, or RV or refinancing a high-interest loan, find everything in our Vehicle Center. Online tools for car shopping are available, including FMFCU’s Car Buying Service powered through our partnership with TrueCar™.
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Home Equity Loans
The equity homeowners build in their home over the years can be a source of cash for whatever their needs. Make home improvements, pay college expenses, consolidate bills, or buy a car with FMFCU’s Home Equity Loans and Lines.
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Personal Loans
FMFCU Personal Loans and Personal Lines of Credit are general purpose loans used to cover a vacation, medical bills, unexpected home or auto repairs, or help with everyday bills.
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Credit Cards
What do you want most from a credit card? Low fees? Flexible credit lines? Cash back? Earnings towards air travel, restaurants, or hotels? FMFCU has a credit card that’s the perfect fit!
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Credit Reports and Credit Management
FMFCU understands the value of our members’ good credit. That’s why we’re here to help manage your credit and provide resources to make understanding your credit easier.
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Payment Protection
Achieve peace of mind with a FMFCU loan! Whether taking a loan to renovate your home or buy a vehicle, it can be a financial gamble because life happens.