With a business mortgage loan, you can purchase, refinance, and renovate business property.
- Flexible terms
- Use business or personal real estate to secure a loan
- Competitive fixed or variable rates
- Commercial owner-occupied real estate
- Up to 80% LTV
- No pre-payment penalty
- Up to 15-year terms on owner-occupied properties
- Up to 10-year terms on nonowner-occupied properties
- 5-7 year fixed-rates
SMALL BUSINESS AUTO FINANCING
Dependable transportation is important to keep your daily business operations running smoothly.
BENEFITS OF AN AUTO LOAN:
- Loan terms up to 72 months
- Financing for new or used business cars,
including commercial vehicles
BUSINESS LINE OF CREDIT
Borrow only as much as needed, precisely when it’s needed, with a line of credit (secured or unsecured).
Lines of credit can be used for a variety of business reasons:
- Working capital (short term)
- Ideal for businesses with fluctuating cash flow
- Short-term financing needs
- Unsecured lines available from $5,000 to $200,000
BUSINESS CREDIT CARDS
Earn cash back on the things a small business buys most often or earn rewards on any purchase made with an FMFCU business credit card.
Apply online, at any FMFCU branch, or by calling the Member Service Center at 610-325-5100 or outside of PA at 800-220-3193.
Unsecured Business Term Loans
FMFCU offers unsecured fixed-rate term loans, up to $200,000, for well-qualified businesses.
- Working capital (long term)
- Business expansion
- Equipment purchase
- Office upgrades
- Debt consolidation