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Franklin Mint Federal Credit Union
Popular Calculators Current Mortgage Rates Top Mortgages FAQs

Popular Calculators

  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage
  • How much mortgage can I qualify for?

Current Mortgage Rates

Last updated: 2/1/23

RatePointsAPR*
30-Year Fixed Rate5.750%0.0005.816%
20-Year Fixed Rate5.500%0.0005.587%
15-Year Fixed Rate5.000%0.0005.108%
5 yr/6 mo ARM4.875%0.0006.254%

*Annual Percentage Rate. Rates subject to change. Membership eligibility applies.

 

VIEW MORTGAGE RATES DETAIL

Top Mortgages FAQs

More FAQS

Mortgage Center

Mortgage Center Header Photo

Taking the big step towards homeownership? Whether a first-time homebuyer, trading up to your forever home, or refinancing your current mortgage at a more attractive rate, FMFCU’s Mortgage Center has all the information to make the home of your dreams a reality.

Speak with a Mortgage Expert

APPLY NOW TO GET PRE-APPROVED

(Membership not required until closing.)

  • Apply Online with our Mortgage Experts

    Apply online, in person, or even over the phone with FMFCU’s team of qualified and professional mortgage experts.

    Find one near you

  • First-Time Homebuyers

    A home is the largest purchase most of us will ever make. A mortgage is the biggest loan most of us will ever have to borrow. You may have questions as you take the first steps toward purchasing a home, but we’ve put together some information to help you decide if you’re ready to buy. The following are features and requirements to participate in FMFCU’s First Time Buyers Program:

     

    • Your choice of a Conventional or FHA loan type
    • You can buy a home with as little as a 0%-3% down payment
    • This must be your first home or you have not owned one in the last three years

    Read More About This Program

  • Mortgage Options

    FMFCU has a variety of options for purchasing or refinancing a home. From conventional fixed-rate and adjustable rate options, to FHA loans, construction loans, and even non-conforming loans.

    See all of your options

  • Looking to Refinance

    Love your home but not your mortgage?

    Refinance with FMFCU and improve your mortgage rates and terms.

    Contact a Mortgage Officer

  • Other Important Links
    • ARM Handbook
    • Calculators
    • Home Advantage Program
    • Home Loan Toolkit
    • Homeowners Insurance

Buy or Sell Your Home through FMFCU’s Home Advantage Program and Save!

 

https://www.fmfcu.org/wp-content/uploads/2019/01/CURealty_FMFCU.mp4

 

ENROLL WITH HOMEADVANTAGE |  MORE HOMEADVANTAGE INFO

*Free appraisal for purchase applications only. Must be for primary residence. Offer subject to be withdrawn at any time without notice.

Routing Number
231382306

Member Service Center
610-325-5100 (Local)
800-220-3193 (Outside PA)

Corporate Office
5 Hillman Drive, Suite 100
Chadds Ford, PA 19317-9998

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