Mortgage Center
Important Notice: Due to unprecedented mortgage application volume, refinance applicants may experience wait times of up to 5 business days for an FMFCU Mortgage Representative to respond to an application or inquiry. Applications are processed in the order received. Thank you for your understanding.
Taking the big step towards homeownership? Whether a first-time homebuyer, trading up to your forever home, or refinancing your current mortgage at a more attractive rate, FMFCU’s Mortgage Center has all the information to make the home of your dreams a reality.
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Apply Online with our Mortgage Experts
Apply online, in person, or even over the phone with FMFCU’s team of qualified and professional mortgage experts.
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First-Time Homebuyers
A home is the largest purchase most of us will ever make. A mortgage is the biggest loan most of us will ever have to borrow. You may have questions as you take the first steps toward purchasing a home, but we’ve put together some information to help you decide if you’re ready to buy. The following are features and requirements to participate in FMFCU’s First Time Buyers Program:
- Your choice of a Conventional or FHA loan type
- You can buy a home with as little as a 0%-3% down payment
- This must be your first home or you have not owned one in the last three years
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Mortgage Options
FMFCU has a variety of options for purchasing or refinancing a home. From conventional fixed-rate and adjustable rate options, to FHA loans, construction loans, and even non-conforming loans.
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Looking to Refinance
Love your home but not your mortgage?
Refinance with FMFCU and improve your mortgage rates and terms.
Buy or Sell Your Home through FMFCU’s Home Advantage Program and Save!