Mortgage Center
Taking the big step towards homeownership? Whether a first-time homebuyer, trading up to your forever home, or refinancing your current mortgage at a more attractive rate, FMFCU’s Mortgage Center has all the information to make the home of your dreams a reality.
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Apply Online with our Mortgage Experts
Apply online, in person, or even over the phone with FMFCU’s team of qualified and professional mortgage experts. Find one near you.
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First-Time Homebuyers
A home is the largest purchase most of us will ever make. A mortgage is the biggest loan most of us will ever have to borrow. You may have questions as you take the first steps toward purchasing a home, but we’ve put together some information to help you decide if you’re ready to buy. The following are features and requirements to participate in FMFCU’s First Time Buyers Program:
- Your choice of a Conventional or FHA loan type
- You can buy a home with as little as a 0%-3% down payment
- This must be your first home or you have not owned one in the last three years
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Mortgage Options
FMFCU has a variety of options for purchasing or refinancing a home. From conventional fixed-rate and adjustable rate options, to FHA loans, construction loans, and even non-conforming loans. See all of your options.
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Looking to Refinance
Love your home but not your mortgage? Refinance with FMFCU and improve your mortgage rates and terms.