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Franklin Mint Federal Credit Union
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    Vehicle Loan Products

  • Auto Express Loan*

    The confidence of having financing done before car shopping starts and a low interest rate with no hidden fees – that’s FMFCU’s Auto Express Loan. With a ballpark figure of the finance amount, car buyers can apply for an auto loan. Once approved, which takes only minutes, a check is issued.

     

    After selecting a new vehicle and agreeing with the dealer on the price, trade-in, rebate and other purchase details, simply finish writing the check and present it to the dealer as payment. Once you’ve used Auto Express Check, you’ll never finance a vehicle any other way!

     

    How to Get Your Auto Express Check

     

    1. Apply Online – Tell us the maximum amount to finance and get pre-approved in minutes
    2. Get Your Check – Once approved, simply sign a few papers and pick up a check. Not in the area? No problem! It can be all be accomplished through the mail!
    3. Shop – With an interest rate locked in and a check in hand, get ready to shop! The loan doesn’t start accruing interest until the check is negotiated. Borrowers have 60 days to find a new car and present their check to the dealer as payment.

     

    APPLY ONLINE

     

    *Auto Express Loans available to Tier 1, Tier 2, and Tier 3 borrowers. Vehicle info not required at time of application. Maximum 140% loan-to-value.

  • New/Used Auto Loans

    FMFCU offers new and used auto loans with competitive rates and terms up to 84 months depending on the model year. Our experienced staff makes it fast and easy to get you on the road in no time.

     

    Find a NEW Car
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    Find a USED Car
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    Ready to purchase your next vehicle?

    Apply Now | Rates

  • Lease Buy-outs

    FMFCU would consider this a used car loan. To process a lease buy-out, we will need:

     

    • Payoff letter
    • Current car registration
    • Odometer statement
    • Proof of auto insurance

     

    Get an instant decision by applying today!

    Apply Here

  • Motorcycle Loans

    Competitive rates and terms up to 72 months. Finance that new bike and be on the road in no time!

     

    • Purchase or refinance
    • Qualifying vehicles 2008 and newer
    • Terms up to 72 months

     

    Apply Now

  • RV Loans

    When the open road calls, FMFCU is the answer! Competitive rates, terms to 144 months, and financing to fit any budget. Head out on the highway and start the adventure of a lifetime.

     

    • Purchase or refinance
    • Financing up to 90% loan-to-value
    • Terms up to 144 months

     

    Apply Now

  • Refinance Your Auto Loan

    FMFCU makes refinancing a current vehicle loan easy.

     

    • Contact your current lender and find out how much is currently owed
    • Complete FMFCU’s online application and receive approval in minutes
    • Once approved, sign a few papers and your current lender receives a check

    COMPLETE ONLINE APPLICATION

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  • Payment Protection

    Adding Payment Protection will give you peace of mind.  And adding on GAP will provide with total vehicle loss coverage in the event your insurance doesn’t provide enough to cover your loan. Achieve peace of mind with a FMFCU loan!

     

    Get More Information

  • Guaranteed Asset Protection (GAP)

    Adding on GAP will provide with total vehicle loss coverage in the event your insurance doesn’t provide enough to cover your loan.

     

    Get More Information

  • New Vehicle? Don't Forget to Send Us a Copy of Your Update Insurance Docs!

    Got a shiny brand-new or used car, motorcycle, or RV and got the loan from FMFCU? We’d like to provide you with a friendly reminder to send in your update auto insurance information to us. If you don’t, we have to put forced placed insurance on your loan until you do and that could cost you.

     

    WHAT TO DO

     

    • Member’s MUST update their insurance policies within 30 days of their auto loan. We recommend the member contact their insurance company during the loan closing and update their policy information to include the following:
      • Franklin Mint FCU must be listed as Lienholder/Loss Payee.
      • Comprehensive and Collision coverage.
      • Collateral must match collateral on the loan documentation.
      • Policy Number, Policy Period, and Company Name MUST be listed.

     

    • Members can provide their insurance company the following website to update policy information online directly: myinsuranceinfo.com

     

    • If the insurance company or member is mailing an updated insurance policy it must be mailed to:

    FMFCU
    PO Box 3126
    Carmel, IN 46082

     

    • Car titles must be mailed to:

    Franklin Mint Federal Credit Union
    Attention: Loan Servicing Department
    5 Hillman Drive, Suite 100
    Chadds Ford, PA  19317

     

    You may also bring documents into any FMFCU branch.

Routing Number
231382306

Member Service Center
610-325-5100 (Local)
800-220-3193 (Outside PA)

Corporate Office
5 Hillman Drive, Suite 100
Chadds Ford, PA 19317-9998

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