Vehicle Center

Whether financing a new or used car, motorcycle, or RV or refinancing a high-interest loan, find everything in our Vehicle Center. Online tools for car shopping are available, including FMFCU’s Car Buying Service powered through our partnership with TrueCar™.

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Vehicle Loan Products

• Auto Express Loan

  The confidence of having financing done before car shopping starts and a low interest rate with no hidden fees – that’s FMFCU’s Auto Express Loan. With a ballpark figure of the finance amount, car buyers can apply for an auto loan. Once approved, which takes only minutes, a check is issued.

   

  After selecting a new vehicle and agreeing with the dealer on the price, trade-in, rebate and other purchase details, simply finish writing the check and present it to the dealer as payment. Once you’ve used Auto Express Check, you’ll never finance a vehicle any other way!

   

  How to Get Your Auto Express Check

   

  1. Apply Online – Tell us the maximum amount to finance and get pre-approved in minutes
  2. Get Your Check – Once approved, simply sign a few papers and pick up a check. Not in the area? No problem! It can be all be accomplished through the mail!
  3. Shop – With an interest rate locked in and a check in hand, get ready to shop! The loan doesn’t start accruing interest until the check is negotiated. Borrowers have 90 days to find a new car and present their check to the dealer as payment.

   

  APPLY ONLINE

• Refinance Your Auto Loan

  FMFCU makes refinancing a current vehicle loan easy.

   

  • Contact your current lender and find out how much is currently owed
  • Complete FMFCU’s online application and receive approval in minutes
  • Once approved, sign a few papers and your current lender receives a check

  COMPLETE ONLINE APPLICATION

• Motorcycle Loan

  Competitive rates and terms up to 72 months. Finance that new bike and be on the road in no time!

   

  • Purchase or refinance
  • Qualifying vehicles 2008 and newer
  • Terms up to 72 months

   

  Apply Now

• RV Loans

  When the open road calls, FMFCU is the answer! Competitive rates, terms to 144 months, and financing to fit any budget. Head out on the highway and start the adventure of a lifetime. For more information, visit our Vehicle Loan FAQs page.

   

  • Purchase or refinance
  • Financing up to 90% loan-to-value
  • Terms up to 144 months

   

  Apply Now

• Car Shopping Tools
  • Car Buying Service powered by TrueCar
  • Enterprise® Car Sales
  • CarFax Lemon Check
  • Payment Calculators