Vehicle Center
Whether financing a new or used car, motorcycle, or RV or refinancing a high-interest loan, find everything in our Vehicle Center. Online tools for car shopping are available, including FMFCU’s Car Buying Service powered through our partnership with TrueCar™.
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Auto Express Loan
The confidence of having financing done before car shopping starts and a low interest rate with no hidden fees – that’s FMFCU’s Auto Express Loan. With a ballpark figure of the finance amount, car buyers can apply for an auto loan. Once approved, which takes only minutes, a check is issued.
After selecting a new vehicle and agreeing with the dealer on the price, trade-in, rebate and other purchase details, simply finish writing the check and present it to the dealer as payment. Once you’ve used Auto Express Check, you’ll never finance a vehicle any other way!
How to Get Your Auto Express Check
- Apply Online – Tell us the maximum amount to finance and get pre-approved in minutes
- Get Your Check – Once approved, simply sign a few papers and pick up a check. Not in the area? No problem! It can be all be accomplished through the mail!
- Shop – With an interest rate locked in and a check in hand, get ready to shop! The loan doesn’t start accruing interest until the check is negotiated. Borrowers have 60 days to find a new car and present their check to the dealer as payment.
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Refinance Your Auto Loan
FMFCU makes refinancing a current vehicle loan easy.
- Contact your current lender and find out how much is currently owed
- Complete FMFCU’s online application and receive approval in minutes
- Once approved, sign a few papers and your current lender receives a check
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Motorcycle Loan
Competitive rates and terms up to 72 months. Finance that new bike and be on the road in no time!
- Purchase or refinance
- Qualifying vehicles 2008 and newer
- Terms up to 72 months
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RV Loans
When the open road calls, FMFCU is the answer! Competitive rates, terms to 144 months, and financing to fit any budget. Head out on the highway and start the adventure of a lifetime. For more information, visit our Vehicle Loan FAQs page.
- Purchase or refinance
- Financing up to 90% loan-to-value
- Terms up to 144 months
- Car Shopping Tools
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New Vehicle? Don't Forget to Send Us a Copy of Your Update Insurance Docs!
Got a shiny brand-new or used car, motorcycle, or RV and got the loan from FMFCU? We’d like to provide you with a friendly reminder to send in your update auto insurance information to us. If you don’t, we have to put forced placed insurance on your loan until you do and that could cost you.
WHAT TO DO
- Member’s MUST update their insurance policies within 30 days of their auto loan. We recommend the member contact their insurance company during the loan closing and update their policy information to include the following:
- Franklin Mint FCU must be listed as Lienholder/Loss Payee.
- Comprehensive and Collision coverage.
- Collateral must match collateral on the loan documentation.
- Policy Number, Policy Period, and Company Name MUST be listed.
- Members can provide their insurance company the following website to update policy information online directly: myinsuranecinfo.com.
- If the insurance company or member is mailing an updated insurance policy it must be mailed to:
FMFCU
PO Box 3126
Carmel, IN 46082- Car titles must be mailed to:
Franklin Mint Federal Credit Union
Attention: Loan Servicing Department
5 Hillman Drive, Suite 100
Chadds Ford, PA 19317You may also bring documents into any FMFCU branch.
- Member’s MUST update their insurance policies within 30 days of their auto loan. We recommend the member contact their insurance company during the loan closing and update their policy information to include the following: