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Franklin Mint Federal Credit Union

FMFCU Remains Safe and Sound

Franklin Mint Federal Credit Union is monitoring the difficult challenges of two major U.S. Banks. We want to assure you that FMFCU remains safe, sound and is “well capitalized” as defined by the National Credit Union Administraion (NCUA). 

QUESTIONS AND ANSWERS

 

How is Money Insured at FMFCU?

Deposits are insured by the National Credit Union Administration, a federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country. NCUA insures these deposits through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States Government. Coverage is very similar to the Federal Deposit Insurance Corporation (FDIC) that insures deposits at banks.

 

No member has lost one cent of NCUA-insured funds as a result of credit union failures. Although failures are rare, NCUA would cover your share amounts dollar for dollar up to insurance limits.

 

What is NCUA’s Insurance Coverage for Credit Unions?

The National Credit Union Share Insurance Fund (NCUSIF) provides all members of federally insured credit unions with $250,000 in coverage for their single ownership accounts. Additional coverage is available for joint accounts and Individual Retirement Accounts (IRAs). For a complete explanation, read the NCUA publication on how your accounts are federally insured.  You can also watch this video:

 

 

In addition, we encourage you to visit the NCUA Estimator to find out more about you personal situation. Watch this video on how to use the tool:

 

 

Where can I view FMFCU’s most recent financial statement?

You can view it in our 2021 Annual Report.

 

Additional Resources:

  • See how NCUA insurance protects your funds
  • Share Insurance Fund
  • Share Insurance FAQs

Routing Number
231382306

Member Service Center
610-325-5100 (Local)
800-220-3193 (Outside PA)

Corporate Office
5 Hillman Drive, Suite 100
Chadds Ford, PA 19317-9998

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