Mortgage Rates
Last updated: 10/28/25
Fixed Rate Mortgages*
| Term | Rate | APR | Points | Example Monthly Payment below is for $200,000 Loan Amount |
|---|---|---|---|---|
| 30-Year Fixed Rate | 5.875% | 5.941% | 0.00 | $1,183.08 |
| 20-Year Fixed Rate | 5.375% | 5.461% | 0.00 | $1,361.69 |
| 15-Year Fixed Rate | 5.250% | 5.359% | 0.00 | $1,607.76 |
*Available for 1-4 unit owner-occupied dwellings in an amount up to $806,500. APR based on a $200,000 loan amount. Hazard insurance and title insurance are required. Rates locked as of date of application for 60-day period and are subject to market conditions thereafter. The payment amounts listed in the above table do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater in most cases. Loan