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  • Fully executed agreement of sale (all pages) for the property being purchased
  • If applicable, the fully executed agreement of sale (all pages), for the property being sold
  • Copies of your 2 most recent pay stubs (for all employed borrowers)
  • Most recent W-2 form
  • One month’s most recent bank statement for all accounts you want FMFCU to consider for down payment and closing costs
  • If applicable, a copy of Divorce Decree and Property Settlement Agreement
  • If self-employed, copies of 2 most recent year’s 1040 forms (all pages)
  • If applicable, name and number for the homeowners association
  • Provide evidence of homeowners insurance at least two weeks prior to closing
  • Application Fee (usually $425)
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