Mortgage Center
Taking the big step towards homeownership? Whether a first-time homebuyer, trading up to your forever home, or refinancing your current mortgage at a more attractive rate, FMFCU’s Mortgage Center has all the information to make the home of your dreams a reality.
(Membership not required until closing.)
-
Apply Online with our Mortgage Experts
Apply online, in person, or even over the phone with FMFCU’s team of qualified and professional mortgage experts.
-
First-Time Homebuyers
A home is the largest purchase most of us will ever make. A mortgage is the biggest loan most of us will ever have to borrow. You may have questions as you take the first steps toward purchasing a home, but we’ve put together some information to help you decide if you’re ready to buy. The following are features and requirements to participate in FMFCU’s First-Time Buyers Program:
- Your choice of a Conventional or FHA loan type
- You can buy a home with as little as a 3%-5% down payment
- A first time buyer is someone buying for the first time or has not owned a home in the last three years
-
Mortgage Options
FMFCU has a variety of options for purchasing or refinancing a home. From conventional fixed-rate and adjustable rate options, to FHA loans, construction loans, and even non-conforming loans.
-
Looking to Refinance
Love your home but not your mortgage?
Refinance with FMFCU and improve your mortgage rates and terms.
- Other Important Links
Buy or Sell Your Home through FMFCU’s Home Advantage Program and Save!
ENROLL WITH HOMEADVANTAGE | MORE HOMEADVANTAGE INFO
*Must be for primary residence. Offer subject to be withdrawn at any time without notice.