– No annual fee or cash advance fee

– 10-year draw period

– Up to 3 Fixed-Rate Loans with a $10,000 per loan minimum

– Financing up to 85% loan-to-value is available on primary property only

– Potential tax advantages (consult your tax advisor)

*Interest rates based on highest Prime Rate published in The Wall Street Journal in effect on the last day of the month plus the margin. The margin is based on LTV, line requested, and member credit history. Floor for all HELOCs is 2.99%, ceiling is 18%. Owner occupancy and homeowners insurance required. When draw period ends, repayment terms are up to 15 years on remaining balance. Subject to credit approval. Membership eligibility applies. Equal Housing Lender. NMLS# 403573.