Special introductory rate of 2.99% APR* for qualified borrowers

– No annual fee or cash advance fee

– 10-year draw period

– Up to 3 Fixed-Rate Loans with a $10,000 per loan minimum

– Financing up to 90% loan-to-value is available on primary property only

– Potential tax advantages (consult your tax advisor)

*2.99% Annual Percentage Rate (APR) accurate as of 4/6/23 is fixed for six calendar months after account opening and available for Tier 1 and Tier 2 borrowers up to 80% Loan-To-Value (LTV). Thereafter, APR adjusts in accordance with variable rate terms of credit agreement. Interest rates based on highest Prime Rate published in The Wall Street Journal in effect on the last day of the month plus the margin. The margin is based on LTV, line requested, and member credit history. Floor for all HELOCs is 2.99%, ceiling is 18%. Title insurance required on home equity loans/lines over $500,000. Owner occupancy and homeowners insurance required. When draw period ends, repayment terms are up to 15 years on remaining balance. Offer valid on new FMFCU credit lines only. Subject to credit approval. Membership eligibility applies. NMLS# 403573.