External Transfers (formerly called e-Transfers)

External Transfers (formerly called e-Transfers) let you move a small amount of funds electronically between Franklin Mint Federal Credit Union and your accounts at other financial institutions. Simply login to Online Banking, Add and External Transfer, verify the microdeposits sent to your other financial institution, and you can transfer funds at your convenience, 24 hours a day, seven days a week.

How does it work?

For eligible members, the External Transfers service can be used between your FMFCU account(s) and account(s) at another financial institution.

You can use External Transfers service with your FMFCU checking, savings or money market account. You may also make a loan payment up to the full amount of a one-month loan payment to an FMFCU loan.

For addition information on how to set it up, visit our Online Guide under Transactions.

* Federal regulations limit electronic transactions on Savings and Money Market accounts.

Eligibility

	CHECKING/SAVINGS	LOAN PAYMENTS
Eligibility	Be an Online Banking member Have a recurring direct deposit coming into your FMFCU account Be at least 18 years of age Be a member for a minimum of 60 days Have no loan delinquencies Have no writs or other legal holds on your account Have no detrimental third party record	Be an Online Banking member Be at least 18 years of age Have no loan delinquencies Have no writs or other legal holds on your account Have no detrimental third party record
Daily Limit	Daily limit of $500	Daily limit of loan payment rounded to the next hundred
Cost	Transfer to FMFCU – Free Transfer from FMFCU – $2 per transaction	FMFCU Loan Payment – Free
FMFCU Routing Number	2313-8230-6	2313-8230-6
ACH Format Must be 10 digits (left fill zero)	Savings Account: Member Number + Share IDChecking Account: Located at the bottom of your check (after the routing number)	Loan Account: Member Number + Loan ID