Additional IRA Information
Other Products
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Individual Retirement Accounts (IRAs)
IRAs are a wise choice for retirement savings and a great addition to your retirement saving strategy. Whether you're opening a new IRA, or you have a rollover from another plan, we have a retirement account that will fit your needs.

FMFCU IRA accounts feature:
- No set-up or annual maintenance fees
- $5 minimum to open
- Convenient deposits through payroll deduction
- IRA Certificates with terms from 3 months to 5 years
- Variable rate IRAs with no term
- Competitive Rates
- IRAs are insured up to $250,000 by the National Credit Union Administration (NCUA)
- Available as a Take Control Certificate
IRA Information for 2012-2013:
- IRA Contribution limits increase in 2013 to $5,500; $6,500 if you are 50 or older in 2013
- Make your 2013 contributions through e-Banking to our IRA Variable Rate Savings account
- Contributions for 2012 may be made up until 4/15/2013 by contacting FMFCU
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