CheckingBank smarter with an FMFCU checking account. Choose between free checking and two types of checking accounts that earn dividends. Plus you'll get these valuable free services:
Free CheckingChecking the way it's meant to be.
The smartest "Totally Free" checking account:
Checking PlusA step up from Free Checking, get something back for maintaining a balance:
*There is a $10 monthly fee if the average monthly balance falls below $1,000.
Performance CheckingGet higher dividends on higher balances. This is the ultimate checking account for members who maintain high balances and want a checking account that offers yields like a money market account.
*There is a $25 monthly fee if the average monthly balance falls below $10,000. This fee is waived if the combined deposit balances are $25,000 or more within the same member relationship.
Overdraft PrivilegeFMFCU is pleased to provide Overdraft Privilege (ODP) to help you better manage your checking account. Overdraft Privilege is a new discretionary service provided to our eligible members designed to give you a safety net and peace of mind when unexpected emergencies arise. This service can help save you the expense and embarrassment of having your items returned and avoid additional fees that merchants may charge.
Overdraft Privilege has no monthly fees or additional paperwork. Members who are eligible for the privilege will be notified by mail of their ODP coverage limit. Should an overdraft occur, your account would be charged the standard NSF (non-sufficient fund) fee of $35 per item.
FMFCU makes ODP available to our members as a means of expressing our appreciation for entrusting us with your financial well-being. If you have any questions, please contact our Member Service Center at 610-325-5100, or outside of Pennsylvania at 1-800-220-3193.
OTHER ODP INFORMATION
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