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Mortgage Loans

First Time Homebuyers

A home is the largest purchase most of us will ever make. A mortgage is the biggest loan most of us will ever have to borrow. You may have questions as you take the first steps toward purchasing a home, but we’ve put together some information to help you decide if you're ready to buy. The following are features and requirements to participate in FMFCU's First Time Buyers Program:

  • Your choice of a Conventional or FHA loan type
  • You can buy a home with as little as a 0%-3% down payment
  • This must be your first home or you have not owned one in the last three years
  • You will receive a reduced rate on a 30-year fixed rate mortgage

Apply Today

FMFCU offers several convenient ways to get pre-approved.

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