Person-to-Person (P2P) Payments

It’s simple (and FREE!) to send money to anyone, anywhere!

Make transfers from your FMFCU accounts easily. Once you set up your account from your mobile device, you can send funds from your smartphone or tablet.

Availability: Monday – Friday 8am to 7pm and Saturday 9am to 4pm

P2P Limits are as follows:

$750 daily
$1,500 weekly
$10,000 monthly over a rolling calendar with a max of 10 transactions per 30 days

Send Money

Using your recipient’s mobile phone number, e-mail address or account number, send money directly to their bank account – even if they aren’t an FMFCU member.

Easy To Use

Save contacts using their mobile phone number or e-mail. You can also use their account information. For e-mail delivery, the recipient will receive directions on how to pick up the money you sent.

Receive Money

Waiting for your friend or co-worker to pay you back for lunch? It’s easy for other Mobile Banking users to send you payments – just make sure they have your mobile phone number, or e-mail address.

Safe and Secure

Safety is our top priority and we are committed to protecting the security of your account information. Read more about our under Internet Use and Mobile Devices.

Person-to-Person Payments (RealPay®) are available for most personal checking and money market accounts. External transfer services are available for most personal checking, money market and savings accounts. To use either of these services, you must have an Online Banking account with a U.S. address, a unique U.S. phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers.