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Individual Retirement Accounts (IRAs)


IRAs are a wise choice for retirement savings and a great addition to your retirement saving strategy. Whether you're opening a new IRA, or you have a rollover from another plan, we have a retirement account that will fit your needs.
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FMFCU IRA accounts feature:

  • No set-up or annual maintenance fees
  • $5 minimum to open
  • Convenient deposits through payroll deduction
  • IRA Certificates with terms from 3 months to 5 years
  • Variable rate IRAs with no term
  • Competitive Rates
  • IRAs are insured up to $250,000 by the National Credit Union Administration (NCUA)
  • Available as a Take Control Certificate


IRA Information for 2013-2014:

  • IRA Contribution limit increase for 2013 and 2014 is $5,500; $6,500 if you are 50 or older
  • Make your 2014 contributions through e-Banking to our IRA Variable Rate Savings account
  • Contributions for 2013 may be made up until 4/15/2014 by contacting FMFCU
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