*Annual Percentage Yield (APY) accurate as of 1/1/23 on NEW FMFCU Performance Checking Accounts with average monthly minimum balance of $10,000. Guaranteed time period of 365 days begins at account opening. Introductory rate on new accounts subject to change. If average monthly minimum balance falls below $10,000, 0.10% APY is earned, subject to change. A $25 monthly service charge occurs when average monthly minimum balance falls below $10,000. This fee will also be waived if combined deposit balances are $25,000 or more within the same member relationship. Fees may reduce earnings. Offer can be withdrawn at any time without notice. Membership eligibility applies.