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Help & Tools
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First Time Homebuyers
A home is the largest purchase most of us will ever make. A mortgage is the biggest loan most of us will ever have to borrow.
You may have questions as you take the first steps toward purchasing a home, but we’ve put together some information to help you decide if you're ready to buy. The following are features and requirements to participate in FMFCU's First Time Buyers Program:
- You can buy a home with as little as a 0%-3% down payment
- This must be your first home or you have not owned one in the last three years
- Your household income does not exceed the area’s median income limit
- You will receive a reduced rate on a 30-year fixed rate mortgage
Apply Today
FMFCU offers several convenient ways to get pre-approved.
More Information
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