\|Home \| Apply for Loans \| Membership \| Branch/ATM Locations \| Contact \| Rates \| Search
Join Us Member Support Financial Learning Center
Accounts Mortgages Loans Business Services Electronic Services Financial Services Insurance FMFCU Info
Checking \| Savings \| Certificates \| IRAs \| Money Markets \| Clubs \| Direct Deposit \| Rates Mortgage Center \| Apply Online \| First-Time Buyers \| CU Realty \| Mortgage Options \| Checklist \| Mortgage FAQs Apply for Loans \| Vehicle Center \| Home Equity \| Credit Cards \| Personal \| Student \| Credit Services \| Rates Business Services Center \| Business Deposits \| Business Lending \| Other Business Services e-Banking \| e-Transfers \| Bill Payment \| e-Statements \| Phone Banking \| Check Card \| Other Services About Financial Services \| Financial Services Team \| Newsletters \| Insurance Insurance Center \| Auto \| Homeowners \| Life \| AD&D About FMFCU \| FMFCU & Education \| Foundation \| Business Partners \| News & Events \| Publications/PR \| Careers

Loan Resources

Additional Services

Related Information

KeystonePLUS for Graduates

The Graduate PLUS loan is a program in the Federal Family Education Loan Program (FFELP). Together with lending institutions throughout the Pennsylvania community, however, we customized a version of this loan program to create the KeystonePLUS loan program for Graduates. The KeystonePLUS for Graduates loan helps graduate students meet educational costs not covered by their student aid package.

Who Pays:

The student repays the loan.

Interest Rates:

The current fixed rate is 8.5% for loans paid out on/after July 1, 2006, and is adjusted each July 1st.
Get an immediate .25% interest rate reduction for automatic direct debit payments with participating lender.
Will never exceed 9.0%.
Can be tax deductible

Rebates

Receive a .5% rebate of the loan amount after the first 12 on-time monthly payments.

How to Apply

Apply Now: www.aessuccess.org

Call: 1-800-692-7392

Use our Lender Code: 834156

No income requirements
Poor credit? May still qualify with credit-ready endorser
More information

American Education Services is a division of PHEAA, which has grown from a small student loan guarantor with a volume of only 4,600 student loans in 1964, to one of the largest, full-service financial aid organizations in the nation.