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GAP (Guaranteed Asset Protection)

GAP offers you peace of mind when you buy your vehicle because it protects you if you have an accident. Our GAP policy will pay the difference between what you owe and what the insurance company reimburses in the event of a total loss to a vehicle.


Original purchase price
Loan balance after one year
Vehicle's current value as determined by your insurance company
GAP pays the following toward the financing or leasing of a replacement vehicle
GAP pays the difference
(Including your deductible, up to $1,000)**
Total GAP Benefit

GAP Benefits

  • Covers up to 125% of the loan to value
  • Eliminates Risk of a Financial Loss
  • Covers Auto Insurance Deductible up to $1000
  • Protects Personal Credit Rating
  • Low Cost–one time fee that can be financed into the loan or paid up front
  • Can be added to new or existing loans

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