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Vehicle Services

Auto Express Loan

FMFCU's Auto Express Loan gives you the confidence of having your financing done before you shop and the piece of mind you get, knowing you received a low interest rate with no hidden fees. You simply need an idea of the amount you want to finance and apply for an auto loan. Once you are approved, which usually only takes minutes, you will be issued a check.

After selecting your new vehicle and have agreed with the dealer on the price, trade-in, rebate and other purchase details, simply finish writing the check and present it to the dealer as payment. Once you've used your Auto Express Check, you will never finance a vehicle any other way!

How to Get Your Auto Express Check

1. Apply

Tell us the maximum amount you would like to finance and we will get you pre-approved in minutes.

Apply Online Now

2. Get Your Check

Once you are approved, simply sign a few papers and pick up your check. Not in the area? No problem we can do it all through the mail!

3. Shop

With the interest rate locked in and the check in your hand, you are ready to shop! The loan doesn’t start accruing interest until check is negotiated. You have 90 days to find your new car. After you agree on a price, trade-in, rebate and finalize other purchase details, simply finish writing the check and present it to the dealer as payment.

4. Enjoy