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FMFCU Membership
Membership
Membership in FMFCU is a lifetime benefit that you and your family can take advantage of. That means, even if you should change jobs or move out of the area, you will always be a member.
For organizations wanting to offer the benefit of credit union membership to their employees, please visit the Business Partners section.
Benefits
 Better Rates and Fewer Fees
Credit unions are not-for-profit financial cooperatives owned by their members. Therefore, there are not shareholders to share profits with. Instead, profits are passed on to our members in the form of higher deposit rates, lower loan rates, and fewer fees.
Unparalleled Member Service
We strive to provide Speed, Service, and Convenience in everything we do. Our employees value our members and welcome every opportunity to serve them. Your employees will appreciate receiving the best in personal service and benefit from the guidance we provide.
Complete Financial Services
FMFCU is a full-service financial institution. We offer the very best in deposit and loan products, mortgages, life insurance, college planning, and retirement planning. FMFCU’s one-stop shopping will serve all of your employees’ needs.
Guidance, Help, and Counseling
Personal guidance and help is what sets us apart from other banks and credit unions. We exist to serve our members and make it a priority to help them through every financial life-stage. In addition to our well-qualified in-house staff, we have collected resources and formed partnerships that offer a wide range of assistance that benefit many areas of our lives.
7-Day Banking and Evening Hours
We understand the needs of service industry workers who work various shifts. FMFCU is proud to offer numerous branches, some open seven days with extended evening hours. We also offer free Home Banking and Bill Payer, telephone banking, and a Member Service Call Center so members can manage their finances from anywhere, day or night.
Comprehensive Relocation Services
Moving can be challenging, but our professional mortgage advisors provide options to suit every budget along with the ease and convenience of online applications. Your employees will work with the same mortgage loan officer from application to closing. There are no application, commitment, processing, underwriting, or document preparation fees for qualified members. We also offer connections to qualified local real estate brokers and can assist your employees with gathering information about residential locations in our serving area.
Support for the Community
Supporting the communities we serve is part of our philosophy. From credit counseling services for individuals, through financial literacy seminars and sponsoring important charitable events, FMFCU takes pride in being able to help and make a positive difference in the community.
Eligibility
Because credit unions are unique financial institutions, made up of sponsoring or partnering organizations, as a rule all persons must meet eligibility requirements to become a member. See the bullets below to see how you might be eligible for FMFCU membership.
- If you or an immediate family member is an employee of, attends or is a member of any of our partner organizations. Our partner organizations include companies, firms, associations, churches, schools, and more.
- If you live, work, worship, volunteer, attend school or regularly conduct business in the following locales: Borough of West Chester, City of Chester, selected areas in Norristown and Southeastern Delaware County.
Apply
Call us or simply Apply Online for Membership and we'll help you with eligibility.
Telephone
:
610-325-5100
1-800-220-3193 (outside PA)
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