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FAQ Topics
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Frequently Asked Questions | Vehicle Loans
How much of the car payment will you finance for new vehicles?
100%, if you meet our qualifications.
How can I apply for a vehicle loan?
You can receive an instant decision by applying online. Visit our Vehicle Center to apply now. Or you can apply by stopping at one of our branch locations, or by calling the Member Service Center at 610-325-5100.
What year is considered a new car?
Current year and prior year models.
What is the oldest vehicle FMFCU will finance?
A vehicle up to 9 years of age.
What terms may I apply for when buying a used car?
From one to six years, depending upon the year of the vehicle.
I have not obtained car insurance yet. Is that a requirement to obtain the loan?
Yes. The auto seller (dealership) and the credit union require that you have a valid insurance policy in place before the transaction occurs.
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