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Frequently Asked Questions |
Checking
Do I have to open a checking account when I join FMFCU?
No, but to benefit from other services like direct deposit and our Premier Check Card, it would be beneficial to you. Plus, our standard checking is FREE.
Is there a monthly service or per check charge?
No.
Is there a minimum balance requirement?
No.
Why is there a difference between my balance and the available balance?
There may be checks on hold that have been deposited, or Point-of-Sale transactions may be on hold until the actual transaction is processed.
Where do I find the account number I need for direct deposit?
This information may be found on the MICR line on the bottom of your check.
This page will show you graphically.
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