Savings Information

Additional Services
Related Information

Financial Learning Center
Learn more about:
Building a Savings Plan

Download Quick Guide:
College Funding
Retirement Savings


Savings Dividend Rates

May 1, 2008 - May 31, 2008

CERTIFICATE RATES


Certificate term**
Minimum Balance**
Dividend Rate
Annual Percentage yield
3 MONTH
$500
2.27%
2.30%
6 MONTH
$500
2.76%
2.80%
9 MONTH
$500
2.86%
2.90%
12 MONTH
$500
2.96%
3.00%
15 MONTH
$500
3.10%
3.15%
18 MONTH
$500
3.10%
3.15%
24 MONTH BUMP
$500
3.34%
3.40%
24 MONTH
$500
3.15%
3.20%
30 MONTH
$500
3.15%
3.20%
36 MONTH
$500
3.20%
3.25%
48 MONTH
$500
3.34%
3.40%
60 MONTH
$500
3.25%
3.30%
120 MONTH
$500
3.25%
3.30%


**$250.00 minimum for members under 18 years of age.
[All Certificate Terms Available for IRA Investments. Penalty may be imposed for early withdrawal.]


DIVIDEND RATES


variable rate accounts† minimum balance
dividend rate
Annual Percentage yield
 
SUPER SAVER SAVINGS
$0 - $500
$500.01 & over
6.78%
1.00%
7.00%
1.00%
More Info
   
 
STATEMENT SAVINGS
N/A
0.50%
0.50%
More Info
   
 
START SMART STATEMENT SAVINGS
N/A
1.00%
1.00%
More Info
   
 
CLUB ACCOUNTS
 
 
HOLIDAY CLUB
HOLIDAYECLUB
HOLIDAYECLUB
N/A
$0 - $2,500
$2,500 & over
0.50%
4.88%
1.00%
0.50%
5.00%
1.00%
More Info
VACATION CLUB
N/A
0.50%
0.50%
More Info
VACATIONECLUB
VACATIONECLUB
$0 - $2,500
$2,500 & over
4.88%
1.00%
5.00%
1.00%
More Info
MONEY MARKET
 
More Info
  $0 - $24,999
1.24%
1.25%
 
 
$25,000 - $49,999
1.98%
2.00%
 
  $50,000 - $99,999
2.47%
2.50%
 
 
$100,000 - $249,999
2.76%
2.80%
 
  $250,000 - $499,999
2.76%
2.80%
 
 
$500,000 & OVER
2.96%
3.00%
 
   
 
PERFORMANCE CHECKING
 
More Info
  $0 - $9,999
1.00%
1.00%
 
 
$10,000 - $24,999
1.98%
2.00%
 
  $25,000 - $49,999
2.37%
2.40%
 
 
$50,000 & OVER
2.76%
2.80%
 
   
 
CHECKING PLUS
 
More Info
  $100 - $2,499
0.50%
0.50%
 
 
$2,500 & OVER
0.50%
0.50%
 
   
 
INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)
 
 
TRADITIONAL $5
3.34%
3.40%
More Info
ROTH CONVERSION
$5
3.34%
3.40%
More Info
ROTH CONTRIBUTION $5
3.34%
3.40%
More Info
COVERDELL
$5
3.34%
3.40%
More Info

†Rates may change after account is opened. Fees and other conditions could reduce earnings. All rates are subject to change without notice.
Copyright © 2008 FMFCU. All Rights Reserved. Federally Insured by NCUA.